How AI is changing the world


Artificial Intelligence (AI) or machines designed to make decisions from available data is
rapidly changing the processes of different countries in the areas of finance, national security,health care, criminal justice and transportation according to study by Brookings Reseach.

Artificial intelligence is the future, not only for Russia, but for all of humankind said Russian President Vladimir Putin in a speech at conference in Yaroslavl region, Russia.

In United States financial industry, decisions about loans are now being made by software that can take into account a variety of data about a borrower. In the stock exchange, people just submit buy and sell orders and machines can detect the trading inefficiencies without human intervention.

AI can also do fraud detection about transactions in the company. It could expose abnormalities, outliers or deviant cases that would help companies find the problems early.

In the area of criminal justice, Chicago city has developed an AI-driven “Strategic Subject list” that analyzes the risk of people, who have been arrested before, to commit crime again. It ranks people on scale using factors such as age, criminal activity, victimization, drug arrest records and gang affiliation.

Judicial expert, Caleb Watney of R Street Institute, claims that AI programs reduce human bias in law enforcement. “One machine-learning policy simulation concluded that such programs could be used to cut crime up to 24.8 percent with no change in jailing rates, or reduce jail populations by up to 42 percent with no increase in crime rates,” said Watney.
Transportation represents the area where AI is producing major innovations. Automotive companies, led by Tesla, have produced self-driving cars two years ago.
The growing role of AI could be attributed to the economic development it provides.

Artificial intelligence technologies could increase global gross domestic product by $15.7 trillion in 2030 according to the study made by accounting firm PriceWaterhouseCoopers (PWC)

Pinoys can now sell in the US!

As an entrepreneur, It’s everyone’s dream to be a global brand. However, that dream entails a lot of hard work and patience to come to life. Would you believe that it is not the case today?



When I first talked to Mr. Neptune Factor of EcFuilfill, I was so amazed with the vision of their company. Their goal is to help Filipinos sell at Amazon, the world’s leading ecommerce site.


I am particularly amazed with this three things:

(1) Filipino entrepreneurs can now sell product at US!

Imagine our 3.4 million kababayans in the US tasting “Bagoong”, “Peanut brittle”, Pickled Mango and other Filipino foods? They wouldn’t miss the Philippines that much!

(2) P10,000 set up fee and you are good to go!

This is the part I’m most shocked. EcFulfill only charges P10,000 for your complete set-up. It would take about a month to set-up and you could already enjoy selling overseas!


(3) EcFulfill founders have the heart to help

Of course, the founders would want to earn that’s why they built the platform. However, their heart is into helping entrepreneurs thrive in Amazon platform. They even provide training sessions for would-be sellers.


Click their website for more details

More than 100,000 jobs available online

In the 2018 Global Freelancer Insights report by global payment gateway Paypal, two percent of the current population or 1.5 million Filipinos are working online. Currently, there are more than one hundred thousand jobs available online through Upwork, OnlineJobsPH and other freelancing platforms.



Abhinav Kumar, PayPal head of strategic partnerships for Southeast Asia disclosed that there are more jobs available online. “The Philippines is one of the fastest growing markets for us in this part of the world,” He said.

Freelancers around the world are growing in total workforce, from 6 percent of the world population in 1989 to an estimate of 43 percent in the year 2020, this date is according to the study of LinkedIn, World’s leading social networking site for business community.



Anne juggles her role as the network leader of Risen Life Church Harvester’s Corporate team and freelancer.

Anne Coleman-Precilla, a writer and social media marketer shared that working as a freelancer is an advantage since certain costs such as transportation and meal expenses would be avoided.

54% of Filipinos are employed as virtual assistant, followed by blogging and writing with 13% , customers service related jobs account for 10% and marketing-related jobs accounts for 20% of the entire freelancing workers.

Other Freelance jobs include Accounting, IT & Networking, Data science and analytics, language translation and other fields.



STUDENT FREELANCER. FEU Internal Auditing student, Jarlianne Astrologio, shares how she gain extra income through English tutoring while studying.



Jarlianne Astrologio, FEU Student and part-time online English tutor said “Yung pag freelance ko nakakatulong sa studies at daily needs ko, kahit first level palanga ko as English tutor, I’m earning 50 php per hour. Mas matagal yung experience, mas okay. Meron din silang training for us”

Astrologio shared that their company requires at least an internet speed of 25 mbps which many of Filipinos do not have, on the average Philippines have an average internet speed of 8 mbps.  It can be recalled that Pres. Duterte, in his last State of the Nation Address (SONA), gave a marching order to have a third telco that would improve our internet infrastructure.



On the average, Filipino Freelancers earn more than 39,000 pesos in a month in just 32 hours of work per week. 56% of the freelancers earn 30,000 php and below and 24% of the freelancers earn about Php50,000 up to Php100,000 per month, a study revealed by the Philippine freelancer’s group.

Aside from being the third best English-speaking country in Asia, employers noted that Filipinos are in demand due to lower asking rate and faster turnover for tasks.




Online Filipino Freelancers (OFF), a group with 112,000 members, is the premier online community in the Philippines. OFF founderCJ Maturino-Cajole shared to us some of her insights about freelancing.

“I began working from home about seven years ago. This gives me so much comfort because I no longer have to commute and dedicate many travel hours to get to the office and back home. I can work in the bedroom, in the living room, even at a cafe and I can earn dollars. Office space becomes irrelevant when you are a freelancer. Most importantly, I get to be with my children. That is my primary reason why I decided to work from home. I earn while I also see the milestones of my kids. I do not worry if they are sick or if I am leaving them with a nanny. I can take care of them myself while not giving up my career. Work and life balance can definitely be achieved” said CJ.

Join the community by clicking this


CJ Maturino-Cajoles is passionate about educating future freelancers, in fact online Filipino freelancers will be having an event this October 13, 2018 at Le Pavilion in Pasay.

Topics covered

  • Building a strong brand as freelancer
  • How to begin your freelancing career
  • Negotiating your rates and winning the contract
  • Exploring Amazon and why you should pursue freelancing
  • Foundation of profitable e-commerce business
  • Success stories of Freelancers
  • and many more!

Join the conference by clicking here




Senate Bill number 351 was filed by Sen. Bam Aquino last 2016 to protect the rights of freelance workers in the Philippines. The bill includes a penalty of 250,000 pesos to employers who failed to pay freelancers, tax exemption for freelancers earning below 300,000 pesos and a priority in tax payments.


Running out of cash? Sell your second hand belongings! | #Carousell&Xend

Let’s face it, everyone needs cash! People work everyday just to get enough cash to buy their necessities. However, cash may not be available all the time especially if we don’t know how to handle it. With bills to pay and a lot of things to think about, how would you think you would raise cash in a short period of time?

The answer is simple. Why don’t you sell things you are not using?

Carousell x Xend PR Photo


You can actually sell it online through the Carousell app, one of the world’s largest and fastest growing classified market place that makes selling as easy as ABC , just take photos of the products that you are not anymore using, post it in the app and the buyer would contact you through chatting. Easy right?

But how are you going to deliver it?

Xend, the country’s leading e-commerce logistics firm since 2004 partnered with Carousell app to deliver your second-hand belongings right at the door of your buyer.




Jamie Lee, Carousell’s Senior Manager for Growth Markets pointed out that the partnership deal allows the platform – now with 158 million listings across 7 markets – to enrich the experience of its Philippine-based users and better engage them through a strong logistics partner of choice.

Xend Founder & CEO Bjorn Pardo meanwhile said that they are thrilled to forge this partnership as it allows both players to step-up their game in the e-commerce space at scale.

“The Philippine e-commerce landscape has fundamentally evolved. Sellers and shoppers are now more discerning and adoptive of coherent, frictionless experiences. This collaboration enables us to consolidate the mobile commerce segment and mobilize each others’ resources towards more customer-centric solutions,” said Pardo.

DSCF4735.JPGWith over 9.5 million listings on the Philippines marketplace, fashion and beauty remain as the most popular categories among its users in the Philippines. Xend, on its part, has already breached the 25 million mark for deliveries locally and abroad, and is known for its close to 500,000 user-base, Asia Pacific’s first Facebook Messenger booking bot, and a 6,000-strong integrated land and sea logistics network with PhilTranco, FastCat, Jam Liner, Ceres, and Quick Reliable.

How to start selling

(1) Download the Carousell App or Open the it in web

(2) Take photos of the items that you’re selling and upload it in the platform

  • You could sell your gadgets, used clothes, textbooks and a lot more. Think of the platform as an online garage.

(3) Once you have an agreement with your buyer, Xend would deliver the item for you for as low as P39




Unbias take 

As an online seller, I’ve tried selling through the Xend delivery platform and we had an overall good experience with the company. Don’t get fooled with the comments on their Facebook pages or twitter accounts, every logistics company have that actually. Stakeholders who are satisfied with the logistics company NEVER post about how good their services are but would post if there is something wrong.

PS: This is not a paid post.


Just a thought.

If there are fast food available, why is there no fast life lessons? Why do people have to experience a lot of failures in order to learn when it fact there are people who have experienced it already?

With the Brand Healer.

Being a businessman, I grew up wanting to know the stories of Entrepreneurs I look up to. If normal kid have superman as their hero, I have Bill Gates, Henry Sy Sr., and the late Steve Jobs. In fact, I studied and graduated from FEU because I want to get the same education my idol entrep had, Mr. Henry Sy, Sr.

But like everyone else, I’ve experienced a lot of failures along the way. I doubted myself if I could still continue becoming a businessman despite of the blunders I’ve done.

Until I attended a one on one mentorship program of Go Negosyo. What struck me the most is the story of failure of my mentor during that time.

Ako nga nabaon ako sa P50 milyon na utang, pero dahil dun naging matibay ako at nakabangon. The amount of the failure you’ve overcome is your worth.

He now owns a real estate business.

See? You can’t see a book that has that content. In fact, majority of the books show the success of people but not the way towards there. Definitely not highlighting the failures they’ve overcome along the way.

Having this thoughts made me realize a thing. This could be the book that I could write and this year I’m challenging myself to become a better writer. In fact, I’m currently employed at Manila Bulletin as editorial trainee.

The book is entitled, Takeaways.

Disclaimer: John Maxwell didn’t comment that. I’m just attracting that Maxwell would soon read this book.


Correction: This is not just a book.

This is a social movement that aims to encourage everyone to learn from all the people that they would meet and ask the following questions:

  • What’s the biggest lesson we could learn from you?
  • What failures in the past that you don’t want others to repeat?
  • What particular failure/s that you had that pushed you to move forward?
  • Who influenced you the most?
  • And etc.

The book would include a notebook called Takeaway Notes, that encourages everyone to learn from 100 people or more and get the chance to be part of the next book or the online website featuring all the takeaways.

Imagine everyone of us learning from each other?

It’s going to be the first interactive book. I’m planning to release it this December, 2018. In the Philippines and in United States (through Amazon)


If you are interested to be part of this project, I’m looking for the following:

  • Publisher of the book
  • Sponsors
  • Graphic Artist
  • Editor


Please email me at if you are willing to be part of this program 🙂